Social EngineeringĪ cyber attack typically requires multiple pieces of sensitive information about an individual or company. Business Email Compromise (BEC)īusiness email compromise (BEC) is a type of phishing attack in which the perpetrators pose as a trusted person and use email to trick a business owner or high-level exec into transferring funds or divulging confidential company info. Regardless of the method, the primary purpose of this type of attack is to gain sensitive information or generate immediate income. Vishing, the practice of calling or leaving voice messages with the intent of gaining personal information for malicious purposes, is another cyber attack. Smishing is the process of sending a fraudulent SMS with the same malicious intent.
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For example, a phishing email might tell a recipient their account status is incomplete and that they need to update it (through a malicious link).
They may ask for the recipient’s bank info or other personal sensitive information. These emails will often have a call to action, or a link for recipients to click on. Phishing is the process of sending a fake email that intends to get the user to reveal personal information about themselves. Spyware runs in the background of a device, usually going undetected to the user, and can log a user’s keystrokes, browsing history, personal data and more. Spyware is a type of malware that collects data without a user’s or organization’s knowledge. Spyware is a malicious file or program designed to gather information about a user. Those involved will demand a ransom payment to access a decryption key to access the files, which may not even work, thus posing an immediate existential threat to businesses. Ransomware is a type of malware designed to deny a user or business access to files on their computer through encryption. For example, a user may open an email with an attachment that looks similar to a Word document but is actually malware. Malware usually infects a device by prompting a user to open a fraudulent attachment, such as an email or malicious website. Malware is a malicious file or program that causes harm to a computer. Cybersecurity at HomeĬybersecurity precautions are equally important for individual users and the risks an individual faces are equally high.īelow, we outline some common types of cyber threats and ways to protect yourself.Ĭybersecurity is an umbrella term that refers to precautions for a range of cyber threats.
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Businesses may want to consider cybersecurity awareness training for their employees, which typically includes informing employees about how to spot/identify suspicious emails and avoid downloading malware onto a device. SMBs are now utilizing ChatGPT among other AI for many functions, but there is a risk that this may be volatile as AI may be being built by technologists who may lack the understanding of how various laws, regulations and contractual commitments affect the technology.īecause so many companies are operating either remotely or with a hybrid model, it’s important to create a cybersecurity plan that accounts for home networks as well and implement appropriate guardrails for tools like AI if applicable. In today’s world, AI is also a crucial issue for not just corporations but small businesses. Another consequence of cybersecurity hacks is decreased consumer trust, which can have a devastating long-term impact on a business. Risks include an attacker compromising some or all of your files and stealing sensitive information. Every business will be different, but unprotected networks and devices that are hacked can lead to the loss of money, time and information of your business. If you are a business owner, it is essential that you consider the risks of your business from a cybersecurity perspective. Because so much of our personal and work life live online, cybersecurity should be a vital component of internet use for both personal use and businesses. The risks of a cyber attack can be devastating to a business or individual.
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